Get Home Purchase Loans Without Any Difficulty

Looking for the best purchase loan options with the best rates that fit your objectives? Finding the most suitable product can be a little tricky, but we are here to make this intricate procedure easier for you. SoCal Realty retains all the necessary tools and expertise to guide you through the entire purchase loan process, beginning with our pre-approval letter request. Let us help you differentiate the different loan programs so you can choose the right product.

The Purchase Loan Procedure

This is how the SoCal Realty Home Purchase Loan procedure runs.

• - Start by completing our pre-approval request letter.
• - You will receive different options matching your unique condition and criteria.
• - Evaluate different mortgage rates and terms
• - Select the product that suits your requirement best.

How to Get Eligible?

You need to maintain a debt-to-income ratio of 28 to 36 for being qualified for a mortgage. In other words, not more than 28% of your collective monthly income (before taxes) can go for housing, and 36% can go towards the total monthly loan and mortgage payment in total.

• - Fixed Rates
• - Adjustable-Rate Mortgage
• - FHA, VA, and USDA Loans
• - Loan Terms from 5 to 30 years
• - Conforming Loans